No, you don't have to keep cash in your Motorway Pay wallet.
You can either top it up with funds in advance, to make purchasing more efficient, or transfer your funds on a purchase-by-purchase basis.
Once you’ve added your Motorway Pay account as a payee within your business bank account and made your first transaction, it’s usually very quick to make repeat payments. It’s unlikely your bank will hold payments for fraud checks.
There’s no limit to how much you can deposit at once. Funds added to your wallet are safeguarded for you in your name, and you can hold funds there indefinitely.
This means that your money is protected from any risks associated with Motorway’s solvency or that of our payment provider. You can make withdrawals at any time.
For more information on setting up Motorway Pay, see our FAQ How do I set up and use Motorway Pay?